If your creditworthiness is limited by negative payment behavior and the Credit Bureau has entries, the only way is ultimately to get a loan without Credit Bureau information and without any upfront costs.
Credit without Credit Bureau information and without upfront costs
If the requested loan was rejected by the bank due to its poor credit rating, a Swiss loan without Credit Bureau information is an alternative. With this form of credit, even those looking for loans with negative entries in Credit Bureau can find a short-term financial crisis. The advantage of a Swiss loan is that no Credit Bureau query is made and no entry is made in it. In this way, anonymous borrowing can practically take place, since neither the house bank nor Credit Bureau or the employer are informed about the borrowing.
The foreign loan from Switzerland, which is a loan without Credit Bureau information and without upfront costs, is limited in the loan amount. With appropriate creditworthiness that can be proven by pay slips, 3,500 USD are awarded. The terms and rates are set by the Swiss banks, they are not freely selectable. The loan approval takes place relatively quickly, usually just a few minutes after the application is made.
The loan without Credit Bureau information and without upfront costs is usually done by a credit broker who can be found on the Internet. But it is precisely in this area of the form of credit that there are dubious intermediaries who simply rip off the loan seeker. For example, preliminary costs and fees are required in advance, and expensive hotlines are offered, through which the loan can allegedly be applied for free. If loan seekers pay these costs before the loan is approved, they will often never see their money again.
In order to approach credit brokerage with caution, you should also take a close look at credit brokers, as with a credit comparison. The loan seeker is best served by a financial service provider who can demonstrate several years of experience. Even calling a debt counseling service often brings certainty about a loan brokerage.
Of course, a credit broker is entitled to a commission for the work he does. However, he may only settle this once the transaction has been concluded, ie when the loan application has been approved. In the case of a loan without Credit Bureau information and without upfront costs, the applicant should consider that a commission can already amount to several hundred USD, which can make the loan more expensive.