With a 14000 dollars loan, it is possible to make larger purchases. Those who have sufficient creditworthiness can also choose from a large number of banks. The growing number of credit banks, in particular, ensures that there are plenty of cheap offers.
It is particularly important that you make a precise comparison of the available loan offers beforehand. With a 14,000 dollars loan, even small interest rate differences can have a major impact on costs. The following offers are characterized by particularly attractive conditions.
Good Finance currently offers the cheapest loan offer
With a term of 48 months, Good Finance currently offers the cheapest loan offer. Depending on the creditworthiness, the bank offers an interest rate between 4.29 and 10.99 percent. Since this is the APR, all-important costs are already included. So there are no further processing fees for the loan. With the best possible credit rating, the monthly rate is USD 317.41. This results in a total amount for the loan of 15,235.72 dollars. On request, Good Finance offers loans between 1,500 and 50,000 dollars. The borrower can choose between flexible terms of 12 to 84 months.
The offer from onlinekredite.de comes just behind the Good Finance. Here, a 14,000 dollars loan with 48 months is already possible from an effective annual interest rate of 4.35 percent. This results in a monthly rate of USD 317.77. The maximum interest rate at onlinekredite.de is a little cheaper at 10.90 percent than at Good Finance.
The special thing about this provider is that, depending on the creditworthiness, even loan amounts of up to 200,000 dollars are possible. Here, too, the term can be flexibly chosen between 12 and 84 months. If you want to make special payments, you can do this free of charge at any time from 6 months.
That’s how many loans offers you get
The third cheap offer for a 14,000 dollars loan comes from Credit dollars Bank. With a term of 48 months, interest rates between 4.40 – 11.95 percent are possible. At Credit dollars Bank, the possible interest rates also depend on the borrower’s creditworthiness.
The best possible monthly rate is USD 318.08. Of course, Credit dollars Bank also offers other loan amounts depending on your credit rating. Between 2500 and 50000 dollars are possible here. Maturities of up to 84 months are possible.
Requirements for a 14000 dollars loan
In order to apply for the loan, the borrower must be at least 18 years old and have his permanent residence within the Federal Republic of Germany. In addition to employees, the self-employed and freelancers also have the option of receiving the loan. It is particularly important that the borrower has sufficient income.
Employees can easily prove this by presenting the last two wages or payslips. Those who are self-employed or self-employed provide proof of income on the last two income tax returns. It is still important for employees that they have a permanent contract and have been with the current employer for at least 6 months.
If all the requirements for the 14,000 dollars loan are met, the loan can be applied for directly online. After the loan documents have been sent to the bank by post, the bank carries out a final credit check, and if the result is positive, the loan amount is transferred directly to the borrower’s checking account.